Tribal Cooperative Finance Corporation Ltd (TRICOR)

Andhra Pradesh Scheduled Tribal Cooperative Finance Corporation Limited (TRICOR) was established during the year 1976 vide G.O.Ms.No.141, Social welfare Dept., dated: 07.10.1976 and it was registered under the A.P Cooperative Societies Act 7 of 1964 to undertake specific activities for implementation of Economic Support programmers for the benefit of STs especially in the fields of Agricultural, Animal Husbandry and ISB sectors.

Consequent on State Reorganization Act’2014, the Andhra Pradesh Scheduled Tribal Cooperative Finance Corporation Limited (TRICOR) is bifurcated into two separate operational units i.e., Andhra Pradesh Andhra Pradesh Scheduled Tribal Cooperative Finance Corporation Limited (TRICOR) for residuary state of Andhra Pradesh and Telangana State Scheduled Tribal Cooperative Finance Corporation (TRICOR) for newly formed state of Telangana.


The Mission is to provide financial assistance for creation of income generating assets to the poor Scheduled Tribe households for their Socio-economic Development.


The objectives of the Corporation (TRICOR) are as follows:

  • All round development of scheduled tribes in the state with special attention to Tribal Sub plan areas.
  • Economic development of STs by providing financial assistance to ST families below poverty line to take up Economic Support Schemes.
  • To provide credit for development of agriculture and for poverty alleviation.
  • To provide financial assistance to STs for creation of income generating assets.
  • To accelerate pace of economic development of scheduled tribes
  • To provide training programmes for skill up gradation leading to self/wage employment.
  • To empower ST women Self Help Groups (SHGs) for taking up economic support activity.
  • To bridge the critical gaps of finance in economic support schemes
  • To coordinate implementation of SGSY, CMEY, PMRY (ST component) and NSTFDC Programmes.
  • Socio – economic development of Particularly Vulnerable Tribal Groups (PVTGs).

Administrative Setup in the Districts

Telangana State Scheduled Tribal Cooperative Finance Corporation (TRICOR) is headed by Commissioner of Tribal Welfare who is Ex-Officio Managing Director, TRICOR assisted by Deputy General Manager and other supporting Staff.

The Districts of Khammam, Warangal, Adilabad where Integrated Tribal Development Agencies (ITDAs) are functioning, poverty alleviation programmes are implemented by these ITDAs only. In all other districts in the state District Level Committees (DLCs) are formed with the District Collector as the Chairman and District Tribal Welfare Officer (DTWO) as the Member Secretary for implementing poverty alleviation programmes. Separate ITDA for chenchus was also established with its headquarters in Mannanurof Mahaboobnagardistrict for the development of Chenchus living in Mahaboobnagar, Nalgonda and Ranga Reddy districts. The Project Officers of MADA in the districts of Nalgonda and Mahaboobnagar, besides District Tribal Welfare Officers will look after Economic Support Schemes meant for STs.

The TRICOR head office formulates policies in terms of preparing Annual Action Plans and monitors implementation of schemes by way of convening review meetings while obtaining monthly progress reports. The Corporation mobilizes financial resources form State and Central Government and other financial institutions and in turn releases to ITDAs/District Level Committees (DLCs) for implementation of schemes, besides mobilizing 6% earmarked funds from the local bodies, the institutional finances from banks and 12% from TSP from line Departments. The Managing Director manages the affairs of the Corporation under the guidance of the governing body of TRICOR.

Major activities of TRICOR

  • Providing financial assistance to STs for Economic Support in the areas of
  1. Agriculture
  2. Fisheries
  3. Animal Husbandry
  4. Minor Irrigation
  5. ISB sectors
  6. Self-Employment
  • Impart Training
  1. Skill up gradation for wage employment /formal employment /self – employment
  2. Capacity Building
  • Special programme for development of PvTGs through Conservation-Cum Development Plan (CCDP).

Economic Support Schemes (ESS)

As per G.O.1, the Government have issued orders enhancing subsidy to 60% of the Unit Cost subject to maximum of Rs.1.00 lakh and all applications shall be registered through the Online Beneficiary Management & Monitoring System (OBMMS) developed by Centre for Good Governance (CGG).

Online Beneficiary Management and Monitoring System (OBMMS) and e-payment systems are developed for ensuring transparency in implementation of the scheme.

  • Registration of beneficiaries
  • According the Sanctions
  • Release of funds directly into beneficiaries bank accounts through E-payment.
  • Fixing Accountability on the officers / Bankers
  • Elimination of middlemen / duplications
  • Overall Monitoring and Evaluation.

Conservation cum Development Plan (CCDP)

The programme was introduced during XI Five Year Plan period effective from 01/04/2008. The programmes aims at planning socio – economic development of Particularly Vulnerable Tribal Groups (PVTGs) in a holistic manner by adopting habitat development approach and Intervening in all spheres of their social and economic life to enhance the quality of life and a visible impact is made. The major activities of the programme are as follows:

  • Construction of Multipurpose building
  • Construction of Internal roads/drains
  • Providing Corpus fund to SHG for livelihood interventions
  • Any other felt need of the PVTG community for which there is no source from any other Govt., programme/scheme.

Skill Development

Separate Sub Mission was constituted for STs for implementation of Skill Development initiatives in the Scheduled Areas vide G.O.Ms.No.63 P.R. & RD (RD.III) Dept., Dated 13.03.2012.

Multiple Skill Development activities have been initiated to provide employment opportunities to the unemployed tribal youth on its own and through training partners from Government training institutes /Private training institutes for the benefit of tribal unemployed youth.

Strategy of implementation

  • Organizing Orientation programmes in the name of Bhavitha for creating awareness among the tribal youth.
  • Imparting placement linked training to ST youth for up gradation of their skills.
  • Organising Direct Placement drives in tribal areas.
  • Organizing Self Employment/Entrepreneurial Development Programme (EDP).